Using gparted, I created two 4096MB fat32 partitions on a 32GB USB flash drive, and then used unetbootin to install FD13LIVE.ISO on partition 1 using "ISO mode", and FD13FULL.IMG to partition 2 using "Floppy IMG" mode and rebooted.
After all the BIOS messages displayed, I got the error Missing Operating System
. Obviously, I missed something, but what?