How are these two files connected to xrdb? Should I have both, or just one in my home directory? Do lines like these go in either file?
XTerm*background: white URxvt.font: xft:Monospace
Xresources is a user-level configuration dotfile, typically located at ~/.Xresources
Using ~/.Xdefaults is deprecated, so this article will only refer to resources loaded with xrdb